The house is theirs. Keep it that way.
Mortgage protection from top-rated carriers — if something happens to you, the mortgage is paid and your family stays home. No medical exam for most homeowners.
- Coverage sized to your actual mortgage balance
- One licensed agent — your number is never sold to a list
- No-exam options for most homeowners under 60
Free. No obligation. Two minutes.
How it works
- 1Answer a few quick questions
Your age, roughly what's left on your mortgage, and your monthly budget. Takes about two minutes.
- 2Get matched to a licensed agent
One agent, in your state, who protects homeowners' mortgages every day.
- 3See what your payoff would cost
They pull real mortgage protection quotes from multiple carriers, sized to your actual balance.
What mortgage protection can include
Term coverage sized and timed to your mortgage — if you pass away, the house is paid off and your family stays in it.
Many policies pay out early if a heart attack, stroke, or cancer stops your income — so the mortgage still gets paid while you recover.
Outlive the term and get every premium dollar back. Costs more monthly, but the protection ends up free.
What does it actually cost?
Illustrative monthly rates to protect a $250,000 mortgage with 20-year coverage, non-smoker. Your quotes depend on your balance, health, state, and carrier — your agent pulls the real numbers.
| Age | Male / month | Female / month |
|---|---|---|
| 30 | $14–$18 | $12–$16 |
| 40 | $21–$28 | $18–$24 |
| 50 | $47–$62 | $36–$48 |
| 60 | $122–$155 | $86–$110 |
Why one agent beats a quote marketplace
Big quote sites sell your number to a list of companies. Here, exactly one licensed agent gets your information — and we verify your number so it stays that way.
Your agent compares carriers against your actual mortgage balance, age, and health, then walks you through the trade-offs in plain English.
Not a one-size policy — coverage matched to what you owe and what your family would need to stay in the home.
Questions people ask before they start
- What is mortgage protection, exactly?
- Life insurance sized to your mortgage balance. If you pass away — or with living benefits, if serious illness stops your income — it pays so your family keeps the house.
- Do I need a medical exam?
- Most homeowners under 60 qualify for no-exam policies. Your agent will tell you before you apply.
- How much does it cost?
- A healthy 35-year-old can typically protect a $250,000 mortgage for roughly $25–$40 a month. Your quotes will be specific to you.
- Isn't this the same as the letters I get in the mail?
- Those mailers usually push one carrier's product. Your agent compares multiple A-rated carriers and shows you the trade-offs.
- Who will contact me?
- Exactly one licensed agent. We don't sell your information to a list of companies.
- Why do you verify my phone number?
- A quick text code confirms it's really you. It keeps bots out and makes sure only your assigned agent — nobody else — gets your number.
Ready to see your rate?
Do you have a mortgage on your home?